These plans are applicable (and almost always a must) for any business that already has a traditional group plan in place. What we refer to as "Benefit Fusion"- call us at 780-448-0783 to discover how we can help reduce the cost and volatility associated with many group benefit plans. With IB's expertise and "executive cost plus plan" we will identify the most cost effective and tax efficient way to fund your executive benefit programs as well as managements personal medical and dental expenditures.